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Open a U.S. business bank account — documents checklist

The exact documents bankers ask for, common reasons for rejection, and why a U.S. number + VPN reduces friction when applying remotely.

What banks typically ask for

  • Articles of Organization (Florida LLC)
  • EIN letter (IRS)
  • Operating Agreement
  • Responsible party passport/ID
  • Registered Agent/U.S. mailing address
  • U.S. phone number that receives short codes

Reduce friction

  • Use the RA address consistently across all forms
  • Verify your U.S. number; keep it active
  • Apply via a private U.S. VPN endpoint
  • Ensure names/addresses match state & IRS docs
Get LLC + EIN Get Phone + VPN Registered Agent
Disclaimer: General information, not legal/tax advice.